John Bannister
(250) 899-1424
 
 


 

Proudly serving the Okanagan Valley

 
 

Secret Inspections Tips - 3 Deadly Mistakes

  1. Thinking You Can't Afford It

    Today, buying the home of your dreams is easier than ever before. Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own new home.

    Buying a home is the smartest financial decision you will ever make. In fact, most home owners would be financially broke at retirement if it wasn't for one saving grace - the equity in their home. Furthermore, mortgage rates are more flexible today than ever and tax allowances favor home ownership.

    Real estate values have always risen steadily. Of course there are peaks and valleys, but the long term trend is a consistent increase. This means that every month when you make a mortgage payment, the amount that you owe on the home goes down and the value typically increases. This owe less - worth more situations is called equity build-up and is the reason you can't afford not to buy.

    Even if you have little money for a down payment or credit problems, chances are that you can still buy that new home. If just comes down to knowing the right strategies, and working with the right people.

     

  2. Not Hiring A Buyer's Agent To Represent You

    Buying property is a complex and stressful task. In fact, it is often the biggest single investment you will make in your lifetime. At the same time, real estate transactions have become increasingly complicated. New technology, laws, procedures and competition from other buyers require buyer agents to perform at an ever-increasing level of professionalism. For many homebuyers, the process turns into a terrible, stressful ordeal. In addition, making the wrong decisions can end up costing you thousands of dollars. It does not have to be this way!

    Work with a buyer's agent who has a keen understanding of the real estate business and who is on your side. Buyer's agents have a fiduciary duty to you. That means they are loyal to only you and are obligated to look out for your best interests. Buyer's agents can help you find the best home and the best lender. Best of all, in most cases, they buyer's agent is paid out of the seller's commission, even though he/she works for you.

     

     

  3. Getting A Cheap Inspection

    Buying a home is probably the most expensive purchase you will ever make. This is no time to shop for a cheap inspection. The cost of a property inspection is very small relative to the home being inspected. The additional cost of hiring an independent certified inspector is almost insignificant. As a homebuyer, you have recently been crunching the numbers, negotiating offers, adding up closing costs, shopping for mortgages and trying to get the best deals. There are no "deals" when it comes to home inspections performed by a professional! You WILL get what you pay for. If its cheap you want, its cheap you'll get!

    If you only remember one thing, remember this: Choose your own inspector! Do not let your real estate agent, a patty-cake inspector or anyone else talk you into an inspection. Protect your investment! You are the one paying for the inspection. You can choose anyone you want. Do your research and then make your decision.

    Certified inspectors perform the best inspections by far. CAPHI and NACHI certified inspectors earn their fees many times over. They do more, they deserve more, and yes they generally charge a little more. Do yourself a favor...and pay a little more for the quality inspection you deserve. Book with me today!

 

"Star Home Inspections was very thorough and honest and it was nice to be around someone informative and easy to talk to. I will recommend his service to my friends!  Thanks for helping start our future on a positive note."                         Angela C.

"Star Home Inspections was fast, efficient and informative. They explained in detail the issues that needed to be addressed and really helped us make a more informed decision."                                                                       Rebecca M.
"Star Home Inspections comprehensive pre-listing inspection report put our cards out on the table. We see it effectively providing another competitive edge in selling our home. He proved to be an honest, refreshingly polite, even-tempered gentleman with an unusually keen eye for detail. It was all an appreciated, rewarding and pleasant experience. Thank you kindly."                               Larry & Victoria V.

 

Serving:  Kelowna - Vernon - Penticton - Westbank - Armstrong - Osoyoos - Peachland - Summerland